When are coatings of wood and wood composite materials considered in the scope of a home inspection?

Coatings of wood and wood composite materials are considered within the scope of a home inspection particularly when they appear not to be performing their protective function. The main purpose of these coatings, often paints or stains, is to protect the underlying material from moisture, UV damage, and decay. If there are indications that the coating is failing—such as peeling, cracking, or signs of moisture intrusion—this could lead to significant issues such as wood rot, insect infestation, or structural weakness. Therefore, the inspector focuses on performance indicators to assess the effectiveness of the coatings.

While freshly applied coatings and visually appealing finishes may contribute to the overall aesthetics and may be observed during an inspection, they do not provide critical information regarding their protective capabilities. Visible discoloration can also be a sign of issues, but it might not necessarily indicate that the coating is failing to protect the wood. The focus is on the functional aspect of the coating, which is essential for the long-term durability of wood materials.